Flood Insurance — CFDA 97.022

Flood-insurance obligations at $3.22 billion

USAspending.gov records $3,220,232,093.11 in obligations under CFDA 97.022. Thirty-one thousand eight hundred eighty-eight awards produce that stock. A simple average is about $101,000 per award. Insurance listings often store many policy-level or adjustment actions; the average is a ratio across those rows, not a typical premium or a typical claim payment.

The assistance-listing title is FLOOD INSURANCE. CFDA 97.022 is the identifier. Hazard-mitigation and disaster-assistance listings are separate CFDA numbers and are not mixed into the $3.22 billion. Combining those codes would invent a combined flood total this packet does not contain.

38 recipients holding 31,888 award rows

Thirty-eight recipients share 31,888 awards, or about 839 award records per recipient on average. Splitting $3.22 billion evenly would assign about $84.7 million per recipient. That pattern matches a file in which a small named-recipient set carries many underlying policy or payment actions as separate award rows. The packet does not list the 38. Recipient count is the organizational headcount, not a census of policyholders.

Fifty-four states in the geographic count show nationwide coding in the USAspending state field. Flood-insurance dollars still concentrate where insured properties sit. The state count does not flatten those differences. Place-of-performance amounts are on the program table.

Award count is not a policy census

Among assistance listings, 97.022 is an unusually dense file: 31,888 rows against 38 recipients. Policy actions and adjustments can inflate award count relative to unique policies. Award count is therefore a weak proxy for “number of flood-insurance policies.” Recipients (38) tell you how many named organizations sit on the extract; awards (31,888) tell you how many assistance rows were stored.

The packet does not report policies in force, claims paid, or properties covered. Citing 31,888 as policies or claims would be a unit error. Keep the units straight: dollars, awards, recipients, states.

Obligations versus insurance outlays

The $3.22 billion is an obligation total from USAspending.gov. Outlays — cash paid against flood-insurance awards — are not in the packet. A recipient can show a large obligation stock while claims follow a flood-event calendar. Deobligations and upward adjustments both move the total. A remaining-balance question is an outlay question this extract does not answer.

Use CFDA 97.022 to size the Flood Insurance listing in the assistance file. Do not use it as a claims dashboard. Those series live elsewhere. This page reports the obligation book tagged 97.022.

What the 97.022 tables omit

The Flood Insurance hub lists award-backed obligations from USAspending.gov. It is not a policy roster, not a claims log, and not a flood-map archive. Series that never appear as assistance awards will not show up in the $3,220,232,093.11. That omission is definitional rather than a gap in the 31,888 award rows.

Place-of-performance on 54 states is a coding field. A recipient coded to one cell can dominate geography while insured properties sit in many counties. Read the program page before treating those cells as equal shares.

Where the 97.022 table lives

The Flood Insurance program page overlays these four facts. The all-programs index ranks 97.022 among other assistance listings. Agency pages show awarding-agency rollups that may include this CFDA among other disaster listings. For 97.022 only, start on the program page.

CFDA 97.022’s 31,888 awards spread $3,220,232,093.11 across 38 recipients and 54 states. Quote award count as a record count, recipient count as the organizational headcount, and dollars as obligations from USAspending.gov. About 839 award records per recipient is the density story on this listing. Outlays remain a separate column. Source: USAspending.gov assistance awards.

CFDA 97.022 is indexed at $3,220,232,093.11 in obligations, 31,888 awards, 38 recipients, and 54 states on USAspending.gov. Flood Insurance should be cited on that CFDA row alone. The $3.22 billion figure sizes the listing in the assistance file. It does not convert obligations into outlays, and it does not convert award count into a service, patient, student, or project census.

Readers who need the overlay tables should start on the program page for CFDA 97.022, then rank the listing on the all-programs index. Agency pages show awarding-agency rollups that may include this CFDA among other listings; they do not replace the $3,220,232,093.11 obligation stock. Keep the four facts together when quoting Flood Insurance: dollars as obligations from USAspending.gov, award count as a stored-row count, recipient count as the organizational headcount (including 0 when the extract stores none), and the state figure as a geographic coding count.

Questions

How much is obligated for Flood Insurance?

USAspending.gov records $3,220,232,093.11 in obligations for CFDA 97.022. SpendingVault indexes 31,888 awards, 38 recipients, and 54 states. The figure is an obligation sum from assistance awards, not an outlay and not a policy count. CFDA 97.022’s $3.22 billion is the USAspending obligation stock.

Why does CFDA 97.022 have so many awards and so few recipients?

The listing shows 31,888 awards against 38 recipients, or about 839 award records per recipient. A simple average is about $101,000 per award. That file shape is consistent with many policy-level rows under a small named-recipient set. Award count is not a policy or claim count.

How many organizations receive 97.022 awards?

The extract lists 38 recipients. Those are organizational recipients on assistance awards tagged 97.022. Geographic coding covers 54 states. The packet does not name the 38 or publish policy rolls. Recipient count is the organizational headcount. CFDA 97.022’s $3.22 billion on 31,888 awards, with 38 recipients and 54 states in this aggregate, is the USAspending obligation stock.

Is $3.22 billion already paid on flood claims?

Not necessarily. Obligations are commitments. Outlays are payments. CFDA 97.022’s indexed total is the obligation stock from USAspending.gov. This page does not report cash drawn, remaining balances, or claims paid. The $3.22 billion on 31,888 awards is the obligation figure.