Flood Insurance in Florida

Florida and flood insurance as a pair

CFDA 97.022 is titled FLOOD INSURANCE. Crossed with Florida place of performance, obligations sum to $2,404,119,144.30 on 15,143 awards. The national 97.022 hub includes other states. Florida’s spending hub includes other programs. Only this intersection is reported here. $2,404,119,144.30 is an obligation aggregate from USAspending.gov, not an outlay and not a count of flood policies or named storms in Florida.

15,143 awards is a thick flood-insurance file with many small rows against a large sum. The join does not name recipients. Packet facts are $2,404,119,144.30, 15,143 awards, FL, and 97.022. Correlation is not causation. FEC donations do not fund this USAspending cell. Keep Flood Insurance and Florida together when reading $2,404,119,144.30.

97.022 is not Florida public-assistance grants

Disaster Grants - Public Assistance (CFDA 97.036) is a different DHS catalog. Mixing 97.022 and 97.036 in Florida would invent a combined disaster-and-insurance book this cell does not contain. Mixing those series into $2,404,119,144.30 would invent a broader total than this cell contains. Facts available: Florida, CFDA 97.022, $2,404,119,144.30, 15,143 awards. Policyholder names, NFIP policy counts, and named-storm labels are unpublished.

The catalog title names Flood Insurance, not a ranking of Florida coastal counties. Dividing $2,404,119,144.30 by 15,143 yields about $158,761 per award. Unique recipients are unpublished. 15,143 is not a policy, property, or named-storm census.

Questions

How much Flood Insurance funding is obligated in Florida?

USAspending records $2,404,119,144.30 in CFDA 97.022 obligations with Florida place of performance on 15,143 awards. That is the pair total, not an outlay. Keep Flood Insurance and Florida together when citing $2,404,119,144.30. Original filings remain on USAspending.gov. The join is a catalog intersection, not a budget.

Do 15,143 awards mean 15,143 Florida flood policies?

15,143 is a USAspending award-record count, not a policy, property, or named-storm census. The implied mean is about $158,761 per award. Unique recipients are unpublished. 15,143 is a record count, not a person or facility census. Original filings remain on USAspending.gov.

Is this Florida's total federal disaster spending?

No. This join is CFDA 97.022 only. Public-assistance disaster grants use CFDA 97.036 and sit on a separate Florida program page. Nationwide 97.022 is not limited to Florida. Obligations of $2,404,119,144.30 are not outlays. The overlay is the live Flood Insurance–Florida table.

Are these flood-insurance dollars already paid to policyholders?

No. $2,404,119,144.30 is an obligation sum. Outlays are a different USAspending series. Drawdowns can lag the federal obligation. This packet has no outlay total. Original filings remain on USAspending.gov for this 97.022 × FL pair. Original filings remain on USAspending.gov.