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Department of Education obligations in Commercial Banking (NAICS 522110)

Department of Education commercial-banking obligations total $984,748,735.57 on ten USAspending awards. Agency 091 (Department of Education) obligated $984,748,735.57 in Commercial Banking on USAspending.gov, a NAICS 522110 slice of 10 awards. Ten records is a sparse file. Sparse does not mean small. Mean dollars per action are about $98.47 million. The object is the join, not a student-loan origination census, a named bank roster, or Education's 561440 collection-agency cell.

Key figures

  • $984,748,735.57 is Education (091) × NAICS 522110.
  • 10 award records; no bank names.
  • 561440 collection agencies is a different cell.
  • Obligations are not loan outlays.

Education × 522110 is a commercial-banking join

Department of Education's published agency total is $398,145,700,789.94. This NAICS 522110 cell is $984,748,735.57, or 0.25% of that book. The join is awarding agency 091 crossed with NAICS 522110, not the $398,145,700,789.94 Education agency total. The remainder $397,160,952,054.37 is other industries on the Department of Education hub, not a mystery residual this page can name. Subtracting the join from the agency total is arithmetic on packet facts, not a new disclosure.

Ten award records produced the slice. Ten records is a sparse file. Sparse does not mean small. The packet never converts 10 into unique vendors, offices, or people. Naming a contractor would be invention. Modifications can inflate the row count without inflating the set of firms.

Collection agencies 561440 is a sibling Education cell

Agency 091 is Department of Education. Treasury banking folklore belongs on Treasury hubs, not this Education cell. NAICS 522110 without the Department of Education filter is a different dollar total. All agencies and All spending ties are catalogs. None of them should be summed into $984,748,735.57. Keep agency 091 on the citation so a same-named department under another code cannot collide.

Collection agencies (561440) is a separate Education join in this slice with a larger dollar total and fewer awards. The join is awarding agency 091 crossed with NAICS 522110, not the $398,145,700,789.94 Education agency total. Ten awards holding $984,748,735.57 is a concentrated banking file; concentration is count against dollars, not a bank ranking. The industry string on the file is Commercial Banking. Neighboring titles that sound similar remain other keys unless they also carry 522110.

Ten awards behind $984.7 million

About $98.47 million per award is $984,748,735.57 divided by 10. That ratio is a scale check. It is not a posted rate, a median task order, or a typical invoice. No fiscal-year series appears in the facts, so this page does not assign $984,748,735.57 to a single FY.

Banking obligations are not loans already disbursed

Commitments are not payments. $984,748,735.57 can move when awards are modified or cancelled. Outlays are unpublished. Campaign-finance tables on FEC.gov do not pay USAspending obligations; do not write a funding story that stitches the two. Quote 10 as records.

Citing 091 × 522110

Footnote both nouns: Department of Education and Commercial Banking. Point to the Department of Education hub, NAICS 522110, All agencies, and All spending ties. Ten awards holding $984,748,735.57 is a concentrated banking file; concentration is count against dollars, not a bank ranking. Leave recipient names off; the packet did not publish them. Readers who reuse this agency-industry snapshot should keep both sides of the join in the same sentence, cite USAspending.gov as the source, and treat award rows as records rather than unique vendors. The live hubs linked from this page can refresh the snapshot; this narrative does not invent a fiscal year, a recipient list, or an outlay total that the packet omitted. Keep the obligation word on the headline dollar figure in every footnote. Do not annualize the obligation sum; this packet publishes no fiscal-year series. Award modifications can sit beside base records in the same row count. Parent agency and industry tables remain on the hubs linked from this page. Campaign-finance receipts are a different dataset and do not fund these awards. Place of performance and recipient headquarters are unpublished on this packet, so this page does not relocate the dollars. A later USAspending ingest can restate the join without changing the two-field definition of awarding agency plus NAICS. Do not convert the award-record count into employment, establishments, or unique vendors. The canonical path is a ties URL; overlay it only if a later harvest attaches an overlayTarget.

Questions

How much did Education obligate in NAICS 522110?
Department of Education (agency 091) shows $984,748,735.57 obligated in NAICS 522110 on 10 awards, per USAspending.gov. That join is not the $398,145,700,789.94 agency total and not an outlay. The industry label is Commercial Banking.
Are 10 awards 10 banks?
10 actions hold $984,748,735.57. About $98.47 million per award is only $984,748,735.57 / 10. The packet does not list vendors, so this answer names none. A later ingest can revise either fact on the live Department of Education hub.
Is this the same as Education collection agencies?
No. Collection agencies is NAICS 561440, a separate Department of Education join. This commercial-banking cell is $984,748,735.57 on 10 awards. The two financial-services codes are not merged here. Original filings remain on USAspending.gov. Keep both sides of the join in the citation.
Where are the parent Department of Education and NAICS 522110 tables?
Read the Department of Education page for other industries under 091, NAICS 522110 for the code across agencies, All agencies for the portfolio, and All spending ties for other joins. This file is the 091 × 522110 snapshot only. Original filings remain on USAspending.gov.

USAspending.gov agency topIndustries join: awarding agency × NAICS. Obligations are not outlays.