Direct Health And Medical Insurance Carriers federal obligations in Maryland
USAspending.gov records $3,309,048,832 in Direct Health And Medical Insurance Carriers (NAICS 524114) obligations with Maryland place of performance, across 9 awards. That is a high dollar total on a very short row list. Average obligation per award is about $367,672,092 — a ratio of two packet facts, not a typical insurance premium.
Key figures
- NAICS 524114 in Maryland: $3,309,048,832 across 9 awards.
- Average obligation per award is about $367,672,092.
- The total is obligations, not outlays, and not nationwide Health insurers.
- MD is place of performance, not an insurer-HQ split.
What NAICS 524114 and Maryland share on one row
NAICS 524114 and place-of-performance state MD meet here. $3,309,048,832 is the obligation sum on awards that carry both tags. It is not every federal award in Maryland, not the nationwide Direct Health And Medical Insurance Carriers total, and not cash already paid. Statewide insurer and Medicare-contractor folklore may send a reader here. Those stories are not a company list and not a claims census.
9 award actions sit behind that dollar figure — a very short award list beside a multi-billion obligation total. A few large awards can dominate a dollar total even when the row count looks tiny. The join does not rank Maryland against other states and does not name carriers inside the extract.
Open Maryland federal spending for the filtered table, NAICS 524114 for the next hub, Maryland industries for the remaining hub, and All spending ties for other pairs.
Nine awards carrying a large Maryland dollar total
Dividing $3,309,048,832 by 9 yields about $367,672,092 per award on average. That average hides contracts, grants, and other instruments. It is not a typical insurance premium. Repeat awards and modifications still add rows; nine lines is not a unique-carrier census. Carrier names belong on the overlay if they appear as recipients; they are not extra packet dollars.
Statewide insurer and medicare-contractor folklore is a coding conversation, not a packet field. Recipient rows live on the industry and state hubs, not in this narrative’s extra columns.
NAICS 524114 without a Maryland overlay is a different total
The NAICS 524114 page aggregates NAICS 524114 without requiring MD geography. The Maryland federal spending page aggregates all agencies and industries with Maryland place of performance. Maryland industries lists other industry cells in the same state. Only this tie applies both the 524114 filter and the MD filter, which is why it cites 9 awards and $3,309,048,832.
Place of performance in Maryland is a USAspending geography field. Awards can list MD while claims processing occurs elsewhere. 524114 awards coded to other states do not sit in this total even if a plan’s mailroom is in Baltimore. This packet does not split Baltimore from the D.C. suburbs or the Eastern Shore.
Obligations, not outlays
An obligation is a legal commitment. An outlay is a payment. $3,309,048,832 is the former. This packet has no outlay total, no fiscal-year split, and no de-obligation history. Citing the figure as money already spent in Maryland over-reads the field.
Award count 9 is a record count, not a payment count. Readers who need transaction-level detail should use Maryland federal spending, NAICS 524114, and Maryland industries. All spending ties does not hide a blended statewide total under this slug.
What this pair does not prove
A large 524114 total in Maryland does not mean insurers caused Maryland’s health mix, and it does not connect these obligations to campaign contributions. Correlation between insurer geography and federal awards is expected; it is not a finding about premiums or waste.
Keep $3,309,048,832 labeled as NAICS 524114 obligations with Maryland place of performance. FEC individual contributions are a different dataset. An industry name that appears near a donor occupation is a coincidence of labeling, not a cash pipeline into USAspending.
How to cite the Maryland–524114 pair
A clean footnote names NAICS 524114 (Direct Health And Medical Insurance Carriers), Maryland place of performance, $3,309,048,832 in obligations, and 9 awards on USAspending.gov. Keep the obligation word. Do not call $3,309,048,832 cash outlays. Mean dollars per action remain about $367,672,092 if you divide those two facts — a ratio, not a typical insurance premium.
Maryland federal spending, NAICS 524114, Maryland industries, and All spending ties keep the same unit. A later ingest can restate $3,309,048,832 without changing the join definition. Rewrite only the sentence whose source moved. Baltimore-versus-D.C.-suburb folklore is not a metro split in this packet. A short award list is still a record count, including modifications. Keep the obligation label in every reuse. Correlation is not causation.
Do not treat a a very short award list beside a multi-billion obligation total as a unique-firm census. Unique recipients are not published here. Keep NAICS 524114 and MD as the join key even if a later USAspending ingest restates $3,309,048,832. Those stories are not a company list and not a claims census.
Questions
- How much has NAICS 524114 obligated in Maryland?
- USAspending.gov records $3,309,048,832 in obligations for NAICS 524114 with Maryland place of performance, covering 9 awards. That is an obligation total, not an outlay total, and not the nationwide Health insurers total. Original filings remain on the source sites.
- Why are there so few health-insurer awards in Maryland relative to the dollars?
- The extract lists 9 award actions totaling $3,309,048,832. Average obligation per award is about $367,672,092, a ratio of two packet facts, not a typical insurance premium. Unique recipients are not published here, and the row count is not a company census. Original filings remain on the source sites.
- Is this a Baltimore-only insurer total?
- No. $3,309,048,832 and 9 awards are statewide Maryland place of performance. This packet does not split Baltimore from the D.C. suburbs or the Eastern Shore. A regional cut would be a different extract, not this NAICS–state join. Original filings remain on the source sites.
- Where are the live Maryland and NAICS 524114 tables?
- Maryland federal spending shows statewide spending. NAICS 524114 shows NAICS 524114 without a state filter. Maryland industries lists other Maryland industry cells. All spending ties lists other pairs. This page is the join of those two filters, not a restatement of either hub. Original filings remain on the source sites.
USAspending.gov NAICS industry aggregates by place of performance state. Obligations are not outlays.