Flood Insurance federal funding in FY2026

What the 97.022 × FY2026 join is

Program 97.022 and fiscal year 2026 meet here. $887,672,205.04 is the obligation sum on awards that carry both tags. A flood-insurance award coded to another year is out. A FY2026 award under a different DHS or FEMA CFDA is out even if the disaster sounds related. This packet does not name policyholders, Write Your Own companies, or contractors. Unique recipients are unpublished.

Program-wide 31,888 awards totaling $3,220,232,093.11 remain the parent. Open CFDA 97.022, FY2026 federal spending, All programs, and All spending ties for the program book, the year hub, sibling codes, and other pairs. Do not add those pages into $887,672,205.04.

6,022 actions versus 31,888 program-wide

Dividing $887,672,205.04 by 6,022 yields about $147,404.88. Insurance programs can post many carrier, claims-related, or administrative instruments. 6,022 is not 6,022 unique policies and not 6,022 named insurers. Do not invent company names.

FY2026’s share of $3,220,232,093.11 is a descriptive ratio of packet facts, not a finding that flood risk rose. Correlation is not causation. Other years are not this page. Partial-year ingests can still populate a yearlyTrend cell.

Not a policy census or a claims payout

$887,672,205.04 does not measure policies in force, claims paid, or repetitive-loss properties. Those series are unpublished here. The cell sums obligations with CFDA 97.022 and a FY2026 tag. Catalog title text is the heading, not an actuarial result. This page does not split the total by flood zone or state. Buying advice is outside this page.

Obligations, not outlays

An obligation is a recorded commitment. An outlay is a payment. $887,672,205.04 is the former. Citing it as cash already paid on flood claims over-reads the field. This packet has no outlay total and no claims-level file.

Keep both keys. FY2026 is the federal fiscal year on the award records. Dropping the CFDA collapses flood insurance into a generic year hub.

Citing Flood Insurance in FY2026

Cite USAspending.gov: Flood Insurance (CFDA 97.022) obligated $887,672,205.04 on 6,022 awards in FY2026. Name both sides. Keep “obligations.” The compact $888 million is the same cell rounded. Prefer CFDA 97.022 if the program table refreshed.

FY2026 federal spending still includes every other CFDA tagged to that year. All programs lists sibling codes. All spending ties indexes other pairs. A later ingest can restate $887,672,205.04 without changing the join definition.

Insurance instruments versus policies in force

Six thousand twenty-two awards totaling $887,672,205.04 sit inside $3,220,232,093.11 on 31,888 awards program-wide. FY2026 is a yearlyTrend slice, not a finding that flood risk rose. The implied mean near $147,404.88 is a high-count insurance texture, smaller than state-formula vehicles. 6,022 is not 6,022 policies and not 6,022 Write Your Own companies. This packet does not name insurers or policyholders. Policies in force, claims paid, and repetitive-loss properties are unpublished. Buying advice is outside this page. Other FEMA CFDAs are out of this join.

Cite CFDA 97.022 × FY2026, obligations not outlays. Citing the cell as cash already paid on claims over-reads the field. CFDA 97.022, FY2026 federal spending, All programs, and All spending ties stay the four hrefs. Partial-year ingests can still populate the year cell. Unique recipients remain unpublished. If the program hub refreshes, prefer CFDA 97.022 and rewrite only the sentence whose source moved. The compact $888 million is rounding of $887,672,205.04.

Insurance folklore does not add policies in force. $887,672,205.04 on 6,022 records is CFDA 97.022 in FY2026. Insurer names, claims, and flood zones stay unpublished. Other FEMA codes are other joins. CFDA 97.022, FY2026 federal spending, All programs, and All spending ties remain hubs. Buying advice is outside this page.

Questions

How much did Flood Insurance obligate in FY2026?

USAspending.gov records $887,672,205.04 across 6,022 awards for CFDA 97.022 in fiscal year 2026. That is an obligation join, not an outlay, and not a count of policies or claims. The program-wide extract is $3,220,232,093.11 on 31,888 awards. Keep both keys when quoting the year cell.

Does 6,022 awards mean 6,022 flood policies?

No. 6,022 is the award-record count for 97.022 × FY2026. Combined with $887,672,205.04, the average is about $147,404.88. Unique recipients are unpublished. This packet does not name insurers or policyholders. Keep both sides of the join when quoting the cell. USAspending.gov remains the source.

Is FY2026 most of this program?

No. Program-wide facts are $3,220,232,093.11 and 31,888 awards. FY2026 is one yearlyTrend row: $887,672,205.04 on 6,022 awards. Other years are not this page. Original filings remain on USAspending.gov. Keep both sides of the join when quoting the cell. USAspending.gov remains the source.

Where is the live table?

CFDA 97.022 is the program hub. FY2026 federal spending is the year hub. All programs lists other assistance codes. All spending ties lists other joins. Keep both sides when citing $887,672,205.04. Obligations are not outlays. Keep both sides of the join when quoting the cell. USAspending.gov remains the source.