NAICS 522390 credit intermediation: $7.5 billion on 77 awards

Seventy-seven awards carry $7.5 billion

A 77-award book with a $96.9 million mean is a vehicle-dominated pattern, closer to the 100-award contact-center code than to a 300,000-award wholesale code. Other activities related to credit intermediation is a residual finance class: credit-related services that officers did not place in a more specific 522 code. The packet does not name those services. Award descriptions on the industry page are the place to see what USAspending stored.

The Census title can sound like a loan program. This hub is still a contract-industry aggregate. Loan guarantees, direct loans, and many credit-assistance instruments are assistance or other award types that often lack NAICS and therefore do not enter $7,461,276,229.27.

With n this small, one large action is a large share of the industry total. Readers should treat the $7.5 billion as sensitive to revisions of those 77 rows.

Finance NAICS codes are easy to misread as loan volume. Other activities related to credit intermediation (522390) is a residual finance-services tag at $7,461,276,229.27 on 77 awards, about $96.9 million per award. That concentration resembles contact centers (100 awards) more than wholesale catalogs. The figure is still a contract-industry total, not a sum of loans originated to the public.

Financial-service obligations versus cash

Contracts tagged 522390 can obligate fees, servicing amounts, or other credit-related professional work. Outlays follow invoices, not the full commitment, on open vehicles. Treating $7.5 billion as money already paid to borrowers would misread the table: this is not a loan-volume statistic in the packet facts.

The 77-award count is not a borrower count. One award can cover a servicing vehicle for many accounts. Dividing dollars by awards is not a loan size.

What sits outside this residual finance code

Banking, insurance, and securities NAICS codes, when present on other hubs, are not rolled into this total. Offices of certified public accountants (541211) is a professional-services code, not 522390. Those pages are separate.

Assistance listings that move credit to the public typically omit NAICS and do not enter this industry figure.

Offices of certified public accountants (541211) are a 541 professional-services tag. Residual credit intermediation is a 522 finance tag. Audit work tagged 541211 does not sit in this $7.5 billion. Loan guarantees and many credit-assistance instruments lack NAICS and also sit outside.

How to use the 522390 hub

Lead with concentration: 77 awards, $7.5 billion, about $96.9 million mean. Open the other activities related to credit intermediation industry page and read the 77 rows rather than inferring a loan program from the title. Rank finance NAICS on the all-industries index with award count visible.

This guide does not add interest rates, default rates, or borrower counts because they are not in the facts object.

Residual-code caveats

“Other activities related to” is a leftover label. It does not mean the work is minor. It means the officer did not choose a tighter 522 code. SpendingVault does not recode those choices.

Extract updates on a 77-award set will move $7,461,276,229.27 in large steps if any single vehicle revises.

How to keep loan volume out of the contract tag

If the question is “how much credit did the government extend,” this page is the wrong table. If the question is “how much did USAspending tag to NAICS 522390 on contracts,” the answer is $7.5 billion across 77 awards.

Open the other activities related to credit intermediation industry page and read the 77 rows. With n this small, one vehicle is a large share of the total. Cite USAspending.gov. No interest rate, default rate, or borrower count appears in the packet. Obligations are not outlays.

Seventy-seven awards at $7,461,276,229.27 make NAICS 522390 a concentrated finance-services tag. The mean of about $96.9 million is not loan volume and not a borrower size. Direct loans and many credit-assistance instruments lack NAICS and sit outside this total.

CPA-office contracts are a 541 professional-services class, not this 522 residual. Open the other activities related to credit intermediation industry page and read the 77 rows. Cite USAspending.gov. With n this small, one vehicle is a large share of the $7.5 billion. Obligations remain distinct from outlays on open servicing vehicles.

Questions

How many awards are tagged NAICS 522390?

USAspending contract records indexed here show 77 awards under other activities related to credit intermediation, totaling $7,461,276,229.27 in obligations. That is a concentrated book. The count is not a borrower count. Award rows are on the industry page. Because n equals 77, revisions to a large vehicle will move the industry total in noticeable steps.

Is the $7.5 billion a federal loan volume?

No. The figure is contract obligations tagged to NAICS 522390, not a sum of loans originated. Many credit programs are assistance instruments without NAICS and are outside this total. The packet does not publish loan volume, interest, or default statistics.

What is the average 522390 award?

Dividing $7,461,276,229.27 by 77 awards yields about $96.9 million. That high mean reflects a small set of large vehicles. It is not a typical consumer-credit amount. The packet does not publish a median. Inspect the 77 award rows on the industry page rather than treating $96.9 million as a consumer-credit amount.

Does this include CPA or audit contracts?

Only if those actions were tagged 522390. Offices of certified public accountants are NAICS 541211, a separate professional-services hub. This $7.5 billion is the residual credit-intermediation tag. Use each industry page for its tagged total. Use the 541211 hub for CPA-office contracts and this hub for the residual credit-intermediation tag.